Financial Holding Company Supervision Regulations (2020) · Yalla China
لوائح الشركات المالية القابضة (2020) / Financial Holding Company Supervision Regulations (2020)
Enacted: 2020-09-13 ✅ Effective: 2020-11-01
📝 Overview
These regulations govern the establishment and supervision of holding companies owning multiple financial institutions in China, including foreign-invested companies.
This is general information only, not legal advice. For your specific case, consult a licensed lawyer.
📜 The law text / key provisions
The Financial Holding Company Supervision Regulations (2020) provide: (1) Definition: companies holding stakes in two or more financial institutions subject to regulation; (2) Capital requirements: minimum capital of RMB 5 billion; (3) Governance structure: independent board of directors and risk management framework mandatory; (4) People's Bank of China oversight: People's Bank of China supervises financial holding companies; (5) Foreign companies: foreign-invested holding companies subject to the same regulatory framework.
💬 Practical reading
💬 This is a general reading/opinion for orientation — not the official legal text nor legal advice.
If your group owns several financial institutions in China, check whether it qualifies as a financial holding company subject to central bank oversight.
📎 Official source
People's Bank of China
🕒 Updated: 16 March 2026