ℹ️ About the bank
XW Bank (Sichuan XW Bank) is a private internet bank founded in 2016 in Chengdu, with New Hope Group and Xiaomi among its main shareholders. It operates entirely online with no branches, offering fast small consumer loans powered by data technology.
🌍 Flexibility for foreigners
XW Bank serves Chinese residents and requires a national ID and a domestic bank account, so it is not practical for foreigners and has no English interface.
🧰 Key services
- ✓Small consumer loans
- ✓Small-business loans
- ✓Savings and deposit products
- ✓App-only digital banking
- ✓Data-driven lending
🏧 ATMs
XW Bank is a digital bank with no branches or ATMs; all transactions run through the app and a linked domestic bank account.
🏢 Bank branches
Pick a province then a city to see the bank's branches with addresses, phones, hours and map links.
🖼️ Bank & ATM photo album
No photos for this bank yet — coming soon.