Yalla China · Guide · Banks in China · Shanghai Rural Commercial Bank
Shanghai Rural Commercial Bank

Shanghai Rural Commercial Bank

上海农村商业银行
🏦 Rural commercial bank 📍 Shanghai 📅 2005
Shanghai's rural commercial bank

ℹ️ About the bank

Shanghai Rural Commercial Bank was founded in 2005 as China's first province-level joint-stock rural commercial bank and listed on the Shanghai Stock Exchange in 2021. It operates a broad branch network across Shanghai, serving individuals, SMEs and the suburban agricultural sector.

🌍 Flexibility for foreigners

A local bank; although based in an international city, its English support is limited compared with foreign banks and it suits Chinese speakers best.

🧰 Key services

  • Personal and savings accounts
  • UnionPay and credit cards
  • SME loans
  • Mobile payments
  • Wealth management

🏧 ATMs

ATMs are widespread in Shanghai and accept UnionPay cards; some machines offer an English menu.

🏢 Bank branches

Pick a province then a city to see the bank's branches with addresses, phones, hours and map links.

🖼️ Bank & ATM photo album

No photos for this bank yet — coming soon.