
ℹ️ About the bank
Postal Savings Bank of China is a state-owned bank that grew out of the postal savings system and has the largest number of branches in China, with a strong focus on rural areas and towns. It concentrates on retail banking and small-to-medium finance. It serves hundreds of millions of customers through post offices and branches.
🌍 Flexibility for foreigners
Foreigners can open an account with a passport, valid visa and a Chinese phone number, but English service is limited, especially outside big cities, and the app is mainly in Chinese.
🧰 Key services
- ✓Personal and savings accounts
- ✓UnionPay and credit cards
- ✓Rural and micro finance
- ✓Foreign exchange and international remittance
- ✓Mobile banking
- ✓Wealth management
🏧 ATMs
PSBC ATMs are very widespread, including in rural areas, mostly offer an English menu and accept foreign Visa/Mastercard cards with daily withdrawal limits.
🏢 Bank branches
Pick a province then a city to see the bank's branches with addresses, phones, hours and map links.
🖼️ Bank & ATM photo album
No photos for this bank yet — coming soon.
