Yalla China · Guide · Banks in China · Postal Savings Bank of China
Postal Savings Bank of China

Postal Savings Bank of China

中国邮政储蓄银行
🏦 State-owned commercial bank 📍 Beijing 📅 2007
The largest branch network in China

ℹ️ About the bank

Postal Savings Bank of China is a state-owned bank that grew out of the postal savings system and has the largest number of branches in China, with a strong focus on rural areas and towns. It concentrates on retail banking and small-to-medium finance. It serves hundreds of millions of customers through post offices and branches.

🌍 Flexibility for foreigners

Foreigners can open an account with a passport, valid visa and a Chinese phone number, but English service is limited, especially outside big cities, and the app is mainly in Chinese.

🧰 Key services

  • Personal and savings accounts
  • UnionPay and credit cards
  • Rural and micro finance
  • Foreign exchange and international remittance
  • Mobile banking
  • Wealth management

🏧 ATMs

PSBC ATMs are very widespread, including in rural areas, mostly offer an English menu and accept foreign Visa/Mastercard cards with daily withdrawal limits.

🏢 Bank branches

Pick a province then a city to see the bank's branches with addresses, phones, hours and map links.

🖼️ Bank & ATM photo album

No photos for this bank yet — coming soon.