ℹ️ About the bank
MYbank is a private internet bank founded in 2015 in Hangzhou and backed by Alibaba's Ant Group. It runs entirely on the cloud with no branches, focusing on micro-loans to online merchants and small businesses through the Alipay ecosystem.
🌍 Flexibility for foreigners
MYbank serves Chinese small-business owners and requires a national ID and an Alipay account, so it is not practical for foreigners and has no English interface.
🧰 Key services
- ✓Micro-business loans
- ✓Online-merchant lending
- ✓Savings and deposit products
- ✓App-only digital banking
- ✓Alipay integration
🏧 ATMs
MYbank is a digital bank with no branches or ATMs; all transactions run through the Alipay app and a linked domestic bank account.
🏢 Bank branches
Pick a province then a city to see the bank's branches with addresses, phones, hours and map links.
🖼️ Bank & ATM photo album
No photos for this bank yet — coming soon.