Yalla China · Guide · Banks in China · Industrial and Commercial Bank of China
Industrial and Commercial Bank of China

Industrial and Commercial Bank of China

中国工商银行
🏦 State-owned commercial bank 📍 Beijing 📅 1984
World's largest bank by assets

ℹ️ About the bank

ICBC is the world's largest bank by total assets and one of China's Big Five state-owned commercial banks. It offers full-service personal and corporate banking with a vast domestic branch network and operations in dozens of countries. It serves hundreds of millions of individual customers and millions of corporate clients.

🌍 Flexibility for foreigners

Foreigners can open an account with a valid passport and visa; a local Chinese phone number is usually required. English-speaking service is available at major city branches, though the app's English support is limited.

🧰 Key services

  • Personal and savings accounts
  • UnionPay and credit cards
  • Foreign exchange
  • International remittance (SWIFT)
  • Mobile banking
  • Business and trade finance

🏧 ATMs

ICBC ATMs are very widespread, offer an English menu, and accept foreign Visa/Mastercard cards; daily withdrawal limits apply to foreign cards.

🏢 Bank branches

Pick a province then a city to see the bank's branches with addresses, phones, hours and map links.

🖼️ Bank & ATM photo album

No photos for this bank yet — coming soon.