ℹ️ About the bank
aiBank (Baixin Bank) is a direct internet bank founded in 2017 in Beijing as a joint venture between China CITIC Bank and Baidu. It operates online without traditional branches, using AI and data technology to deliver digital lending and savings.
🌍 Flexibility for foreigners
aiBank's services target Chinese residents and require a national ID and a domestic bank account, so it is difficult for foreigners to use and has no English interface.
🧰 Key services
- ✓Digital personal loans
- ✓Savings and deposit products
- ✓Consumer credit
- ✓App-only digital banking
- ✓AI-powered financial services
🏧 ATMs
aiBank is a digital bank with no branches or ATMs; transactions are done through the app and a linked domestic bank account.
🏢 Bank branches
Pick a province then a city to see the bank's branches with addresses, phones, hours and map links.
🖼️ Bank & ATM photo album
No photos for this bank yet — coming soon.